EL PASO -- If you're driving around town with no insurance, your car will be impounded and getting it back may end up costing more than a $1,000.
Sunday, the city's recently adopted "instant impound" ordinance went into effect. Police officers will use a variety of methods to verify if drivers pulled over for a traffic violation have insurance. The ordinance will also apply to drivers involved in crashes.
However, police officials have said officers will determine if the severity of the traffic violation warrants the implementation of the ordinance.
Some El Paso drivers believe the ordinance will actually help them save money. "If more people would buy insurance for their cars, our rates would go down because they wouldn't have to subsidize for the people that don't have insurance," said Barron Fletcher, an insured driver.
In fact, nearly 70 percent of ABC-7 viewers who participated in a recent KVIA.com poll said they were in favor of the ordinance.
Prior to passage of the ordinance, Mayor John Cook and City Representative Carl Robinson expressed some concerns. Cook said 50,000 citations were issued to uninsured drivers in 2008 and added the city did not have the capability to take care of the vehicles of thousands of uninsured drivers. Robinson said the ordinance would place an extra burden on a police force already spread thin due to budget cuts.
The city's fine for not having auto insurance is $275. This is in addition to a $260 fine imposed by the state of Texas that will have to be paid for three consecutive years. The total in fines will easily exceed $1,000 under current figures.
The company that impounds vehicles for the city charges $66 for impounding. It also charges a one-time fee of $50 if the vehicle remains in their lot for more than 24 hours. After that, a fee of $15 is placed for each day the vehicle remains in the lot.
Once you take care of all these fines, you will also have to display proof of insurance to get your vehicle back.
Source
Monday, December 28, 2009
Tuesday, December 15, 2009
Buying Car Insurance, Easy as 1, 2, 3 at a Yacht Expo
Elmo Insurance, for the third consecutive year, participated in the September Boat Show. This year the event took between the 24th to the 27th September. Boat owners and yacht importers exhibited luxury yachts and support services while children ran around the marina with their Elmo Insurance balloons flying up high.
Besides handing out boat quotations to the eager new boat owners, Elmo Insurance launched for the first time their Click, Quote and Buy Online Car Insurance to visitors attending the four-day expo. Furthermore, Elmo introduced its Renew Online facility for car insurance.
There was great interest in the Elmo Buy Online option, especially because the whole process was done via a mobile internet technology on a simple laptop. Elmo insurance advisors had the opportunity to show their new customers how to generate an instant online quote. They guided them through the easy online steps to purchase their new insurance cover and all was concluded direct during the boat show. Elmo’s staff reminded their customers that they can avail themselves of the instant online renewal option, when their insurance and car licence expires.
Online purchasing is an easy 3-step process involves: 1. inputting the basic quotation details, additional details in step 2 and a final quick purchase cover option in step 3.
If you wish to find out how much you should be paying for your car insurance, or if you just wish to get an instant online quote, visit www.elmogroup.com and click on the Buy Your Car Insurance Online button.
Alternatively you may contact Elmo Insurance Ltd. in Ta’ Xbiex on Tel: 2343 0150 and they will guide you through the 3 quick and easy steps to fill in your insurance details. All documentation will be posted to your address hassle free.
Source
Besides handing out boat quotations to the eager new boat owners, Elmo Insurance launched for the first time their Click, Quote and Buy Online Car Insurance to visitors attending the four-day expo. Furthermore, Elmo introduced its Renew Online facility for car insurance.
There was great interest in the Elmo Buy Online option, especially because the whole process was done via a mobile internet technology on a simple laptop. Elmo insurance advisors had the opportunity to show their new customers how to generate an instant online quote. They guided them through the easy online steps to purchase their new insurance cover and all was concluded direct during the boat show. Elmo’s staff reminded their customers that they can avail themselves of the instant online renewal option, when their insurance and car licence expires.
Online purchasing is an easy 3-step process involves: 1. inputting the basic quotation details, additional details in step 2 and a final quick purchase cover option in step 3.
If you wish to find out how much you should be paying for your car insurance, or if you just wish to get an instant online quote, visit www.elmogroup.com and click on the Buy Your Car Insurance Online button.
Alternatively you may contact Elmo Insurance Ltd. in Ta’ Xbiex on Tel: 2343 0150 and they will guide you through the 3 quick and easy steps to fill in your insurance details. All documentation will be posted to your address hassle free.
Source
Saturday, November 28, 2009
Getting the Right Auto Insurance Quotes For Your Car
This efficient system works as follows:
A one-time online application form is filled up allowing the system to provide instant rates from its partners.
The system will provide auto insurance quotes, which allow the client to effectively compare which one will suit his needs.
Insurance policies are now ready to be purchased online or a helpline from licensed agents in case the client needs some help.
There are lots of online insurance companies out there, but it is the technology behind this site that set it ahead of the competition. It is also works as an independent service which means it does not represent for just one company but companies instead. This allows this site to provide its customers with the current maximum benefits available.
The site also links to the top caliber car insurance companies in each state. After the submission of the completed form, accurate insurance quotes can be furnished. Basically, same results the client would get after talking to each carrier individually. The rates are provided with no hidden charges and the checkout process can be completed in a breeze.
Using AutoQuoteNow.com to do the automobile insurance research is a wise choice. The site also provides up-to-date and other useful information that helps its clientele to make sound decisions. Perhaps the biggest advantage of using this site is the ability to buy policy online and receive the immediate proof of insurance. Toll free numbers are also instituted if help is needed.
Top names, best rates, superior services, well trained agents, reputable and financially strong insurance companies are what AutoQuoteNow.com is providing. These insurance companies are rated Superior or Excellent by A.M. Best Company, a leading rating system company.
Forget the nightmares when shopping for your insurance policies. The site was built with time saving techniques - all in one place, at one time. Shop and compare for auto insurance quotes with AutoQuoteNow.com and save money.
Source
A one-time online application form is filled up allowing the system to provide instant rates from its partners.
The system will provide auto insurance quotes, which allow the client to effectively compare which one will suit his needs.
Insurance policies are now ready to be purchased online or a helpline from licensed agents in case the client needs some help.
There are lots of online insurance companies out there, but it is the technology behind this site that set it ahead of the competition. It is also works as an independent service which means it does not represent for just one company but companies instead. This allows this site to provide its customers with the current maximum benefits available.
The site also links to the top caliber car insurance companies in each state. After the submission of the completed form, accurate insurance quotes can be furnished. Basically, same results the client would get after talking to each carrier individually. The rates are provided with no hidden charges and the checkout process can be completed in a breeze.
Using AutoQuoteNow.com to do the automobile insurance research is a wise choice. The site also provides up-to-date and other useful information that helps its clientele to make sound decisions. Perhaps the biggest advantage of using this site is the ability to buy policy online and receive the immediate proof of insurance. Toll free numbers are also instituted if help is needed.
Top names, best rates, superior services, well trained agents, reputable and financially strong insurance companies are what AutoQuoteNow.com is providing. These insurance companies are rated Superior or Excellent by A.M. Best Company, a leading rating system company.
Forget the nightmares when shopping for your insurance policies. The site was built with time saving techniques - all in one place, at one time. Shop and compare for auto insurance quotes with AutoQuoteNow.com and save money.
Source
Wednesday, October 28, 2009
Council approves broad 'instant impound' ordinance
EL PASO - If you are driving without insurance in El Paso, you have 90 days to clean up your act. After that, a new city law gives police the right to tow your vehicle on the spot.
In a 6-2 vote, El Paso City Council voted to authorize police to impound the automobile of any driver who cannot show financial responsibility.
Council rejected a more narrowly-tailored ordinance that would only have allowed impound in a handful of cases in which drivers couldn't prove they had insurance or a posted bond. Mayor John Cook, who was absent at the time of the vote, had threatened to veto the broad ordinance.
However, the 6-2 vote was enough to override the mayor's promised veto. City Representatives Eddie Holguin and Carl Robinson voted against the ordinance.
When you get pulled over for a traffic violation, an officer typically asks you for a license and proof of insurance. Before, if you didn't have insurance, you got a ticket. With the new law, you still get that ticket, but you may also lose your vehicle.
Under the new law, if you are pulled over without insurance, you will be expected to pay for the traffic violation, the cost of the tow, a fine and you will be required to show proof of insurance before you get your vehicle back.
Police estimate that 1 in 4 drivers in El Paso are driving uninsured. City officials say 50,000 drivers were cited last year.
"We have laws on the books that say you need to do x, y and z in order to be on the road and being on the road is not a right, it's a privilege. I would say to the family that needs to have the car, but can't afford insurance, you shouldn't be on the road...use our mass transit system," said city Rep. Steve Ortega.
There will be a 90-day grace period until the ordinance goes into effect so that police officers can be trained for its enforcement and to ensure the public is informed of the new law. However, no official start date has been set yet, El Paso Police Department spokesman Chris Mears said.
Police officers will have the power to tow any vehicle stemming from a traffic stop or accident investigation. The officer will use "any and all means" to verify financial responsibility, including the Texas Sure database.
As the ordinance stands now, police can ask for insurance and order the impound of an uninsured vehicle in any traffic stop, including speeding or red light. However, Mears said officers will use their discretion.
The El Paso Police Department will not tow cars at their insurance checkpoints, Mears said. Vehicles will be towed regardless of what state or nation they are registered in.
The company that now holds the city contract for towing is AD Wrecker. However, their contract will end before the ordinance goes into effect, so it's unknown if they will be the towing company handling insurance impounds.
Source
In a 6-2 vote, El Paso City Council voted to authorize police to impound the automobile of any driver who cannot show financial responsibility.
Council rejected a more narrowly-tailored ordinance that would only have allowed impound in a handful of cases in which drivers couldn't prove they had insurance or a posted bond. Mayor John Cook, who was absent at the time of the vote, had threatened to veto the broad ordinance.
However, the 6-2 vote was enough to override the mayor's promised veto. City Representatives Eddie Holguin and Carl Robinson voted against the ordinance.
When you get pulled over for a traffic violation, an officer typically asks you for a license and proof of insurance. Before, if you didn't have insurance, you got a ticket. With the new law, you still get that ticket, but you may also lose your vehicle.
Under the new law, if you are pulled over without insurance, you will be expected to pay for the traffic violation, the cost of the tow, a fine and you will be required to show proof of insurance before you get your vehicle back.
Police estimate that 1 in 4 drivers in El Paso are driving uninsured. City officials say 50,000 drivers were cited last year.
"We have laws on the books that say you need to do x, y and z in order to be on the road and being on the road is not a right, it's a privilege. I would say to the family that needs to have the car, but can't afford insurance, you shouldn't be on the road...use our mass transit system," said city Rep. Steve Ortega.
There will be a 90-day grace period until the ordinance goes into effect so that police officers can be trained for its enforcement and to ensure the public is informed of the new law. However, no official start date has been set yet, El Paso Police Department spokesman Chris Mears said.
Police officers will have the power to tow any vehicle stemming from a traffic stop or accident investigation. The officer will use "any and all means" to verify financial responsibility, including the Texas Sure database.
As the ordinance stands now, police can ask for insurance and order the impound of an uninsured vehicle in any traffic stop, including speeding or red light. However, Mears said officers will use their discretion.
The El Paso Police Department will not tow cars at their insurance checkpoints, Mears said. Vehicles will be towed regardless of what state or nation they are registered in.
The company that now holds the city contract for towing is AD Wrecker. However, their contract will end before the ordinance goes into effect, so it's unknown if they will be the towing company handling insurance impounds.
Source
Thursday, October 15, 2009
Economic stress creates instant classics
Economic cycles, like history itself, tend to repeat. In the world of cars, the ups and downs of our economy have pushed select types of cars out of production before. These cycles also have ushered in new types of technologies. Historians call it progress.
In the 1970s, for example, two independent trends came together to kill off America’s beloved muscle cars. The combination of more stringent exhaust regulations and escalating insurance rates caused the extinction of cars like the original Hemi Challenger, the Plymouth Superbird, the Mustang Boss 429 and all manner of big-block Corvettes. Today, these are some of the world’s most valuable cars. Muscle cars continue to set records at auctions according to experts such as Dana Mecum from Mecum Auctions.
Earlier this summer at Mecum’s Bloomington Gold auction in Marengo, a 1968 Corvette sold for $300,000. Presently two trends are again shoving a generation of great cars out of production. Like in the 1970s, emissions regulations are at work and this time new legislation targets lower-carbon emissions. The new regulations will likely make big-displacement engines a thing of the past. The second trend is purely economic: The winnowing of brands and nameplates will prove significant to car collectors in future decades.
As you contemplate a new vehicle, ask yourself if you might like the idea of driving an “instant classic” – a car or truck that is cool right now and might be even cooler a few decades from now when they no longer exist.
When pondering the purchase of an instant classic, the biggest considerations are style, performance and rarity. The right mix increases the likelihood of the vehicle retaining more of its original value and – many years down the road – becoming a genuine collectible.
The Solstice Coupe makes the list because it is a one-year wonder with a striking look and great performance that will soon go out of production forever. Because the highest-performance versions tend to be more collectible, choose the turbocharged GXP if you can find one.
As you may know, the Solstice Coupe has relatives: the soft-top Solstice Roadster and its Saturn stable mate, the Sky Roadster.
The high-performance recommendation stands for these models as well: Try to find the GXP for the Solstice and the Red Line version of the Sky. The manufacturing plant that produces the Solstice and Sky closed at the end of July, and even though Saturn has survived as a brand, its salvation is not enough to keep these cars in production.
The Pontiac G8 GXP is another onemodel- year edition that is heading out of production. But the big Poncho has an additional attraction – its 6.2-liter, 403-horsepower V-8. Large-displacement engines are likely to be legislated out of existence as President Obama’s new vehicle standards take hold. Most Pontiac dealers are charging full sticker price for these models because enthusiasts who want the last best Pontiac have been clamoring for them.
Like the GXP, a monster V-8 is the focal point of the Grand Cherokee SRT8 (inset), only in the Jeep it’s a 6.1-liter 425-horsepower HEMI. Given Chrysler’s condition and the new 2011 Grand Cherokee displayed in April at the New York Auto Show, the likelihood of a next-generation SRT8 GC isn’t high. The company’s priorities lie elsewhere, like building electric vehicles and rebadging Fiat Puntos into Dodge Colts.
At the extreme other end of the spectrum, Chrysler inadvertently created two more instant classics: the Aspen and Durango hybrids. These models use top-flight hybrid technology that was co-developed with General Motors, BMW and Mercedes-Benz. They were to be Chrysler’s green flagships, but when the economy collapsed management decided to end production of all Aspen and Durango models, including the hybrid editions. Just a few hundred of these green sport utilities were produced and you may still be able to find one on a dealer’s lot. While they do not have the performance panache of the Cherokee SRT8, they are unique from a technology point of view and their low-production run virtually ensures collectibility.
Another Chrysler that makes the list is the Art Deco-styled Crossfire. According to some sources, more than 200 examples from the 2008 model year are still on dealer lots around the country. Because the coupe was developed during Chrysler’s ownership by Mercedes-Benz, the wild exterior shape rides upon Mercedes-Benz SLK mechanicals sourced from Chrysler’s former German owner. The Crossfire came as a coupe and a convertible.
So this is the list, but be forewarned: It will take decades for these cars to become truly collectible and only those in the best condition will command top dollar down the road. Most examples will simply become used cars.
Source
In the 1970s, for example, two independent trends came together to kill off America’s beloved muscle cars. The combination of more stringent exhaust regulations and escalating insurance rates caused the extinction of cars like the original Hemi Challenger, the Plymouth Superbird, the Mustang Boss 429 and all manner of big-block Corvettes. Today, these are some of the world’s most valuable cars. Muscle cars continue to set records at auctions according to experts such as Dana Mecum from Mecum Auctions.
Earlier this summer at Mecum’s Bloomington Gold auction in Marengo, a 1968 Corvette sold for $300,000. Presently two trends are again shoving a generation of great cars out of production. Like in the 1970s, emissions regulations are at work and this time new legislation targets lower-carbon emissions. The new regulations will likely make big-displacement engines a thing of the past. The second trend is purely economic: The winnowing of brands and nameplates will prove significant to car collectors in future decades.
As you contemplate a new vehicle, ask yourself if you might like the idea of driving an “instant classic” – a car or truck that is cool right now and might be even cooler a few decades from now when they no longer exist.
When pondering the purchase of an instant classic, the biggest considerations are style, performance and rarity. The right mix increases the likelihood of the vehicle retaining more of its original value and – many years down the road – becoming a genuine collectible.
The Solstice Coupe makes the list because it is a one-year wonder with a striking look and great performance that will soon go out of production forever. Because the highest-performance versions tend to be more collectible, choose the turbocharged GXP if you can find one.
As you may know, the Solstice Coupe has relatives: the soft-top Solstice Roadster and its Saturn stable mate, the Sky Roadster.
The high-performance recommendation stands for these models as well: Try to find the GXP for the Solstice and the Red Line version of the Sky. The manufacturing plant that produces the Solstice and Sky closed at the end of July, and even though Saturn has survived as a brand, its salvation is not enough to keep these cars in production.
The Pontiac G8 GXP is another onemodel- year edition that is heading out of production. But the big Poncho has an additional attraction – its 6.2-liter, 403-horsepower V-8. Large-displacement engines are likely to be legislated out of existence as President Obama’s new vehicle standards take hold. Most Pontiac dealers are charging full sticker price for these models because enthusiasts who want the last best Pontiac have been clamoring for them.
Like the GXP, a monster V-8 is the focal point of the Grand Cherokee SRT8 (inset), only in the Jeep it’s a 6.1-liter 425-horsepower HEMI. Given Chrysler’s condition and the new 2011 Grand Cherokee displayed in April at the New York Auto Show, the likelihood of a next-generation SRT8 GC isn’t high. The company’s priorities lie elsewhere, like building electric vehicles and rebadging Fiat Puntos into Dodge Colts.
At the extreme other end of the spectrum, Chrysler inadvertently created two more instant classics: the Aspen and Durango hybrids. These models use top-flight hybrid technology that was co-developed with General Motors, BMW and Mercedes-Benz. They were to be Chrysler’s green flagships, but when the economy collapsed management decided to end production of all Aspen and Durango models, including the hybrid editions. Just a few hundred of these green sport utilities were produced and you may still be able to find one on a dealer’s lot. While they do not have the performance panache of the Cherokee SRT8, they are unique from a technology point of view and their low-production run virtually ensures collectibility.
Another Chrysler that makes the list is the Art Deco-styled Crossfire. According to some sources, more than 200 examples from the 2008 model year are still on dealer lots around the country. Because the coupe was developed during Chrysler’s ownership by Mercedes-Benz, the wild exterior shape rides upon Mercedes-Benz SLK mechanicals sourced from Chrysler’s former German owner. The Crossfire came as a coupe and a convertible.
So this is the list, but be forewarned: It will take decades for these cars to become truly collectible and only those in the best condition will command top dollar down the road. Most examples will simply become used cars.
Source
Monday, September 28, 2009
Many Could Lose Unemployment Benefits
(CBS) It's becoming a painful routine for the millions of Americans out of work - lining up first outside job fairs, then asking for help at unemployment offices.
"It's very humbling," said Donald Mayes, now unemployed after a 19-year job. "I've never had to do this."
What's more, unless Congress acts to extend unemployment benefits, an estimated half million people will see their unemployment checks run out by the end of next month - almost a million and a half by the end of the year, reports CBS News correspondent Cynthia Bowers.
More than half a million more workers joined the line for unemployment benefits last week, falling in behind more than 6 million already collecting.
Joe Thurman of Chicago, a married father of two, lost his job in January and is one of 9.3 million Americans getting a check. But his benefits run out in October.
"To me it is doomsday, it really is," Thurman said. "I don't know where we're going to come up with the money to make our bills."
Let alone tuition for daughter Melanie and son Matthew.
A new study finds Illinois is one of 17 states borrowing federal dollars to keep its unemployment checks from bouncing. As the demand for benefits continues, it's estimated another 14 states could need a bailout by next year.
Typically the unemployed could count on just 26 weeks of benefits. Congress approved money for an additional 53 weeks, which now extends benefits to a year and a half - the longest stretch in the program's history.
"This is the biggest test of the unemployment system since it was started 75 years ago," said Andrew Stettner with the National Employment Law Project.
But even extended benefits, which only amount to half his pay, Joe Thurman worries he will not be able to keep his family afloat much longer.
"We'll probably lose the house," Thurman said. "The American dream is dead. It's over."
Now at age 51 he tries to start over, competing with more people for fewer jobs. July's unemployment figures are out Friday, are expected to hit 9.6 percent - a 26 year high.
Source
"It's very humbling," said Donald Mayes, now unemployed after a 19-year job. "I've never had to do this."
What's more, unless Congress acts to extend unemployment benefits, an estimated half million people will see their unemployment checks run out by the end of next month - almost a million and a half by the end of the year, reports CBS News correspondent Cynthia Bowers.
More than half a million more workers joined the line for unemployment benefits last week, falling in behind more than 6 million already collecting.
Joe Thurman of Chicago, a married father of two, lost his job in January and is one of 9.3 million Americans getting a check. But his benefits run out in October.
"To me it is doomsday, it really is," Thurman said. "I don't know where we're going to come up with the money to make our bills."
Let alone tuition for daughter Melanie and son Matthew.
A new study finds Illinois is one of 17 states borrowing federal dollars to keep its unemployment checks from bouncing. As the demand for benefits continues, it's estimated another 14 states could need a bailout by next year.
Typically the unemployed could count on just 26 weeks of benefits. Congress approved money for an additional 53 weeks, which now extends benefits to a year and a half - the longest stretch in the program's history.
"This is the biggest test of the unemployment system since it was started 75 years ago," said Andrew Stettner with the National Employment Law Project.
But even extended benefits, which only amount to half his pay, Joe Thurman worries he will not be able to keep his family afloat much longer.
"We'll probably lose the house," Thurman said. "The American dream is dead. It's over."
Now at age 51 he tries to start over, competing with more people for fewer jobs. July's unemployment figures are out Friday, are expected to hit 9.6 percent - a 26 year high.
Source
Tuesday, September 15, 2009
Auto Insurance-3 Signs that Your Car Insurance Company is Overcharging You
When you receive a bill from your auto insurance company, does it ever leave you scratching your head wondering why it's so expensive? Car insurance is a set cost for everyone that owns a vehicle, but it doesn't have to be exorbitantly expensive. There are three major signs that your insurance company is charging you too much. If you're experiencing any of the following, it's time to compare auto insurance rates and reduce your premiums up to 40%.
Sign #1: Your driving record has improved and your rates are the same.
If you had tickets or accidents on your record when you signed up for your insurance policy, they may have since been taken off your driving record. If this is the case, you deserve better rates. Typically, an infraction will stay on your record for three years. Just like drivers with a checkered past should find a forgiving insurer, those with perfect records should seek out an insurance company rewards good drivers with better rates.
Sign #2: Your bill has charges or fees on top of your premium.
Some companies tack on a "convenience charge" or similar fee to each payment you make other than the first. These can be as much as $10 or more depending on which method you use to pay your bill. Over the course of a policy, the so-called convenience of paying in installments can cost you $100 or more. If you want to pay in installments, don't buy insurance from a company that punishes you for doing so.
Sign #3: You're a typical driver paying well over the national average.
According to the Insurance Information Institute, the average auto insurance expenditure in the United States is currently $817 a year. That's about $70 a month. If you're premium is more than this, it's time to shop for a new auto insurance rate. There are numerous factors like your age, marital status, location, and gender that drive your rates up or down. This is merely a ballpark figure to serve as a jumping-off point for your expectations.
If you're serious about saving money on your car insurance, there's probably a way to significantly cut your costs. These three signs are instant red flags that you're being overcharged. If this is the case, it's time to take action. Don't keeping paying for an overpriced policy—switch providers and save today.
Friday, August 28, 2009
Auto Insurance – Request An Instant Refund From Your Previous Auto Insurance Company
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Auto Insurance – Request An Instant Refund From Your Previous Auto Insurance Company
Auto Insurance - Compare cheap car insurance rates from the insurance industry's top providers and save up to 40%. Find affordable rates from the top companies at QuoteWizard.com
Published on August 10, 2009
by Ryan McGavin
(OfficialWire)
SEATTLE, WA
Click here to compare auto insurance .
Switching auto insurance providers is an easy way to save money—and even make money in some cases—in a sagging economic climate. When you visit QuoteWizard.com to compare auto insurance rates, you can find a better rate from a new company and request a prorated refund on your old policy.
According to the U.S. Department of Labor's Bureau of Labor Statistics, unemployment rates went down from 9.5% in June to 9.4% in July. These figures are great news, but it doesn't mean Americans are out of the woods yet. If you've been laid off, now is a great time to find a new auto insurance policy at a price you can afford.
How does it work?
One Simple Online Form.
It only takes a few minutes to enter information about your car and your insurance requirements. If you're driving less, be sure to specify that you're an infrequent driver.
Compare Quotes from Top Carriers.
You'll receive quotes from the top insurance companies in the business. Look for an inexpensive policy that doesn't skimp on coverage.
Select a Policy that Works for You.
If you're driving an older car, you probably don't need to have collision coverage. If you're required to have full coverage because your vehicle is leased or financed, consider taking a higher deductible to lower your overall premium cost.
Request an Instant Refund.
With your new auto insurance policy ready to begin, contact your old insurance provider and request a prorated refund. In many states, auto insurance companies are required to refund your full premium amount for the remaining time on your policy. If this isn't the case in your state, it's probably best to wait until your currently policy expires.
Source
Monday, July 27, 2009
The Benefits of Research For Instant Car Insurance Quotes
Car insurance is necessity since you do not know at all when what damage could happen to your new car. Possessing a car is not so effortless and hence, after purchasing your preferred car would you be fond of to loose it? Although anything bad occurs to your car, subsequent to insuring it you will find this relief minimally that the money will be in return to you. For that reason, everyone ought to apply the insuring scheme; the moment one purchases a car. For that you could try to find instant car insurance quote.
Source
Source
Monday, July 13, 2009
Modified Car Insurance Advice
With the rise in the number of customised and modified vehicles on the UK roads a whole new division of car and specialist motor insurance is rapidly growing to fill the cover needs of hot hatch owners and modified cars. You will be surprised but the majority of these cars are not owned by boy racers - more like middle aged life crisis racers! Today we look at the UK market for modified car insurance....
Modified Vehicle Specialist Car Insurance
Owners of modified cars by their very nature appreciate personalisation and providers of modified car insurance realise this. It is surprising how few of these owners have omitted to plan for the additional insurance cost when first contemplating making modifications to the car, showing what is quite often meticulous interest in the detail that the majority of us would overlook when thinking about how to cover our car.
Car Insurers have therefore had to be equally ingenious in their underwriting methods to be flexible enough in modifying their rating structures to accommodate the varying needs of modified car insurance.
It is one area of the specialist car insurance sector which is constantly evolving. Whilst classic car insurance gets larger in its risk pool as each year more cars join the classification, modifications could today mean a thousand more different things than it did even ten years ago with the advance of technology and the use of components that didn't exist before.
Modified vehicle insurance has had to be able to adapt to the ever increasing demands of twenty first century living.
Out of this need for flexibility while retaining competitive prices have arisen many modified specialist car insurers who actively seek out the hot hatch or boy-racer type risk that the main stream car insurance supermarkets would turn away as soon as they had discovered either the prospects car model, age or modification requirements.
Modified car owners are also by nature not as risk averse as the standard saloon driver with 2.4 children. Car Insurance has had to adapt to allow policy level underwriting for modified owners as individuals, to set their preferred levels of cover, rather than standard rating which takes an en mass approach. Insurance companies have had to realise that if they want the specialist car insurance market business, that they must take into consideration that as modified vehicle owners take pride in their vehicle and maintain their cars to the highest standards, they would expect nothing less from an insurance policy.
There are now many online modified car insurance specialists who offer instant cover online for straight forward modifications such as alloy wheels and in-car hi-fi or security devices. Some of the better ones can even cover you for certain engine and power modifications online. All of them should have a helpline where if you get stuck and cannot continue with an online quote, you should be able to talk to an expert who will help you with your specific modifications and insurance enquiry. Remember to keep the quote reference number if telephoning a company or broker to discuss your modifications. This will save a lot of time repeating what you have already told them about yourself and your car
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Modified Vehicle Specialist Car Insurance
Owners of modified cars by their very nature appreciate personalisation and providers of modified car insurance realise this. It is surprising how few of these owners have omitted to plan for the additional insurance cost when first contemplating making modifications to the car, showing what is quite often meticulous interest in the detail that the majority of us would overlook when thinking about how to cover our car.
Car Insurers have therefore had to be equally ingenious in their underwriting methods to be flexible enough in modifying their rating structures to accommodate the varying needs of modified car insurance.
It is one area of the specialist car insurance sector which is constantly evolving. Whilst classic car insurance gets larger in its risk pool as each year more cars join the classification, modifications could today mean a thousand more different things than it did even ten years ago with the advance of technology and the use of components that didn't exist before.
Modified vehicle insurance has had to be able to adapt to the ever increasing demands of twenty first century living.
Out of this need for flexibility while retaining competitive prices have arisen many modified specialist car insurers who actively seek out the hot hatch or boy-racer type risk that the main stream car insurance supermarkets would turn away as soon as they had discovered either the prospects car model, age or modification requirements.
Modified car owners are also by nature not as risk averse as the standard saloon driver with 2.4 children. Car Insurance has had to adapt to allow policy level underwriting for modified owners as individuals, to set their preferred levels of cover, rather than standard rating which takes an en mass approach. Insurance companies have had to realise that if they want the specialist car insurance market business, that they must take into consideration that as modified vehicle owners take pride in their vehicle and maintain their cars to the highest standards, they would expect nothing less from an insurance policy.
There are now many online modified car insurance specialists who offer instant cover online for straight forward modifications such as alloy wheels and in-car hi-fi or security devices. Some of the better ones can even cover you for certain engine and power modifications online. All of them should have a helpline where if you get stuck and cannot continue with an online quote, you should be able to talk to an expert who will help you with your specific modifications and insurance enquiry. Remember to keep the quote reference number if telephoning a company or broker to discuss your modifications. This will save a lot of time repeating what you have already told them about yourself and your car
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